Understanding the Roth 5-year rule is essential to maintaining the tax advantaged treatment of Roth account assets.

The One Big Beautiful Bill Act of 2025 made the tax advantages of founding and investing in certain types of small businesses even more generous.

Moving to a new state may have tax consequences that can follow you long after you settle in.

This article discusses why U.S. Treasury yields have risen sharply and the potential impacts on consumers, businesses, and investors.

While all index funds attempt to track the performance of a market index, there are hundreds of indexes and at least two alternate approaches to traditional indexing.

Special needs trusts and ABLE accounts can help disabled individuals establish financial independence and save for the future without losing access to critical government benefits.

The world of higher education is constantly evolving. Here are some key updates for 2026.

Taking this quiz may help increase understanding of estate planning.

Here are three important tax provisions from the OBBBA that should provide certainty and stability for small businesses.

With SMAs, investors have the flexibility to fine-tune their asset allocations for their own unique circumstances and better manage their tax liability.

Each year from October 15 to December 7, Medicare offers an Open Enrollment period during which beneficiaries can review coverage options and make changes as appropriate.

This article explains newly implemented and upcoming tariffs and their potential economic impact.

This article provides an overview of rules, options, and strategies for taking required minimum distributions (RMDs).

Here are some ideas to help pursue a life of financial freedom.

A new tax-advantaged investment account officially launched on July 4th: the 530A account, also known as a Trump Account, which is designed to help children get a head start on their financial future.

The majority of Americans read few books over the last year, while the number of weekly podcast listeners has been rising.

Among all the economic indicators released each month, the Employment Situation is one of the most highly anticipated and can move financial markets.

In 2025, the One Big Beautiful Bill Act established a temporary federal tax deduction to help reduce the tax liability of certain tipped workers.

At the heart of a value investing strategy is viewing the purchase of stock shares as becoming a part owner of a company.

Many parents are concerned about the well-being of their children as they navigate the digital landscape.

The One Big Beautiful Bill Act did not change the rules for taxing Social Security benefits, but it did create a new deduction for seniors that could help reduce their tax burden.

According to this years Trustees report, Social Security recipients might face a benefit cut in 2034 unless Congress acts soon to strengthen the program.

With traditional pensions in decline, its up to the individual employee to build retirement savings in a work-based account.

This article looks at why gas is so expensive, what it might take to stop the upward trend, and the potential effect of high gas prices on consumers and the broader economy.

This article looks at why gas is so expensive, what it might take to stop the upward trend, and the potential effect of high gas prices on consumers and the broader economy.

Most broad stock funds contain real estate investment trusts (REITs), but for a more strategic approach, investors can choose from a variety of REIT funds and individual REITs.

Hybrid long-term care insurance policies, also known as asset-based plans, combine the benefit of a life insurance policy or an annuity with the availability of long-term care benefits.

Tax season may be over, but a completed tax return offers information that can help with financial strategy for the rest of the year.

As major tech companies, apps, and websites make passkeys their default security option, it’s likely you’ll be prompted to set them up to help secure your accounts.

Unlike retirement accounts, there are no federal contribution limits for variable annuities, and the investment gains won’t be taxed until they are withdrawn.

More than a quarter of U.S. homes are exposed to severe or extreme weather risk. While homeowners can’t control the forecast, they can take proactive steps to prepare.

This article explains the types of tariffs that are still in play and their potential impact on U.S. consumers and businesses.

Even small online purchases that are shipped from outside the United States must now pass through customs – and are likely to incur duties.

As the race among large tech companies to monetize AI hits full throttle, it’s worth considering how adoption of AI-enabled technologies might affect the economic prospects of businesses and workers.

While life insurance might play a central role after the death of a financial provider, Social Security could also offer another important source of income for survivors.

The retirement savings landscape has changed dramatically over the past 50 years. How might these developments affect tomorrow’s retirees?

Although U.S. stocks have provided a higher return over the past 20 years, foreign stocks outperformed in seven of those years, including 2025.

This article looks at the economic impact of the war with Iran, including rising oil and gas prices and the potential effects on inflation, investments, and the broader economy.

The One Big Beautiful Bill Act (OBBBA) provides an annual deduction of up to $10,000 for interest paid on qualifying new auto loans, effective for tax years 2025 through 2028.

Considering the potential return on investment before taking on home improvement projects can help homeowners make cost-effective decisions.

It’s easy to confuse Medicare and Medicaid, but there are important differences between the programs.

Small businesses must now pay duties on low-value goods they could previously source inexpensively from China and elsewhere.

A new tiered tax rate on the endowments of wealthy colleges and universities could affect spending on financial aid, research, and other college programs.

After age 65, retirees can use HSA funds for any purpose without incurring a penalty.

This article provides 2026 contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold amounts.

A letter of instruction could be just as important as a will in helping loved ones settle an estate and move forward with their lives.

Financial habits can repeat themselves, month after month and year after year, until we consciously break the pattern.

Consumers and investors might want to consider how the depreciating dollar could impact the economy and their own finances.

Overreacting to market movements or trying to ‘time the market’ by guessing its future direction can create additional risk that could negatively affect long-term portfolio performance.

Homes in neighborhoods with access to top schools tend to cost significantly more than a typical home in the surrounding area.

As tax filing season approaches, the IRS warns taxpayers to watch for scams that can cause identity theft, financial loss, or criminal penalties.

Here are answers to some key questions about required minimum distributions.

This article looks at market reactions to previous global conflicts and emphasizes that long-term market movements are generally driven by corporate earnings, interest rates, and the broader economy.

Beneficiaries who postpone claiming Social Security past full retirement age have the option of receiving a lump-sum payment for up to six months of benefits when they finally apply.

This article discusses economic forecasts for 2026 and the trends that are influencing them, including surging AI investment.

The One Big Beautiful Bill Act includes many provisions that affect higher education.

Considering some important issues now could provide more options in the event of early retirement.

In addition to advancing philanthropic goals, strategic charitable donations may offer tax advantages.

These plans have generous contribution limits that increase with age, which may allow high-income business owners to catch up on retirement savings.

It’s important for heirs to consider how a windfall might be used to strengthen their finances now and over the long term.

Explains how a borrower can lower monthly payments by recasting a mortgage.

Explains provisions allowing rebates for home energy efficiency and electrification projects.

Recent action by the FTC highlights potential for abuse by online data brokers. Offers tips that might help consumers keep their private data private.

Extreme Weather and Your Home Insurance: How to Navigate the Financial Storm

Explains hybrid life+LTC policies that can provide care benefits or a death benefit.

Nearly half of retirees retired earlier than planned; steps to help prepare for unexpected retirement.

Describes retirement plan options that help self-employed workers save on taxes.

Offers practical holiday shopping tips to save time and money.

Explains using life insurance to make meaningful charitable donations.

It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.

Closed-end funds are considered to carry higher risk but may provide a higher income stream than traditional mutual funds holding similar securities.

The day-to-day demands of supporting multiple generations can take a toll, but planning and support might help achieve a workable balance.

Covers benefits of personal umbrella insurance for large liability claims.

Survivorship life insurance may be a cost-effective coverage solution for older couples or business partners.

The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.

Shows how transfer-on-death designations help avoid probate costs.

Details 401(k) contribution and catch-up limits for maximizing savings.

Shows how transfer-on-death designations help avoid probate costs.

Reviews annual enrollment dates and options for Medicare participants.

Explains how future tax rules may impact deductibility of charitable donations.